Pre‑Loss Documentation Guide
The best time to prepare for a property insurance claim is before a loss ever happens. Proper documentation protects you, speeds up the claim, and prevents the carrier from undervaluing damage.
Why Pre‑Loss Documentation Matters
- Creates a baseline of your property’s condition
- Helps prove upgrades, improvements, and maintenance
- Prevents disputes about “pre‑existing damage”
- Strengthens your claim from day one
Download the Checklist
A simple PDF you can use for every property you own or manage.
- Interior & exterior photo prompts
- Systems & upgrades to document
- Landlord‑specific items (leases, rent, notices)
What to Document
Photos & Videos
- Every room, every wall, every angle
- Exterior siding, roof, windows, doors
- Mechanical systems (HVAC, electrical panels, plumbing)
- Appliances, fixtures, and upgrades
Records & Paperwork
- Receipts for upgrades or repairs
- Maintenance logs
- Lease agreements (for landlords)
- Insurance policy declarations
Need Help Getting Organized?
We help homeowners, landlords, and investors build complete pre‑loss files so claims go smoother and faster.
Talk to an Adjuster