April 10, 2026
5 Reasons Insurance Companies Underpay Claims
Learn the tactics insurers use to minimize payouts and how working with a public adjuster protects your rights.
Read More →Your insurance company has their own adjusters protecting their bottom line. We make sure you have an expert fighting for yours — from the first inspection to your final settlement.
Takes 2 minutes — we'll call you back same day.
Whether you haven't filed yet or your claim was already denied — we can help. Residential and commercial property losses of all kinds.
A structured proven approach so nothing gets missed and you are never left in the dark.
Insurance companies employ their own adjusters to protect their profits. We fight exclusively for policyholders to ensure every dollar of damage is counted.
If you have settled but feel shortchanged, request a FREE claim review. Underpaid and denied claims can often be reopened.
From the first inspection to your final check, we keep you informed at every stage. No surprises, no disappearing acts.
Our fee comes only from the settlement we recover for you. If we do not win, you pay nothing. Period.
We use equipment that insurance companies often skip — uncovering damages that would otherwise cost you thousands.
Most homeowners only document their property after something goes wrong. We use the same advanced technology deployed on active claims — now working proactively to protect your investment before a storm, fire, or flood occurs.
When disaster strikes, insurance companies demand proof. Without documentation of your property's pre-loss condition, you're arguing from memory — and memory does not pay claims.
High-res photos, thermal scans, and 3D models before any damage — an undeniable baseline for every future claim.
With a pre-loss record on file, claims settle faster. No disputes over what was there before. No lowball denials based on lack of proof.
Documented properties consistently receive higher settlements. Adjusters cannot argue pre-existing damage when you have 3D scans and drone footage proving otherwise.
All documentation is securely stored and instantly accessible. Hurricane coming? We already have your property on file.
A hurricane causes significant roof and interior damage to your South Florida home.
The adjuster claims the damage is "pre-existing" — pointing to wear on your roof and a discolored ceiling.
Without documentation you are disputing their word with yours. The claim gets underpaid by $40,000.
With our pre-loss documentation: We show Matterport 3D scans, drone footage, and thermal images from 6 months prior showing pristine condition.
Professional-grade equipment used by top engineering firms — now working entirely in your favor.
A complete immersive digital replica of your property's interior — every room, finish, and fixture — captured with millimeter precision.
FAA-compliant drone flights capture your full exterior, property lines, fencing, pool, and outbuildings from angles no ground photo can match.
Close-up high-resolution photographs of every roof section — shingles, flashing, gutters, vents, and ridgeline — establishing a precise pre-loss baseline.
Everything organized, archived, and ready to deploy the moment you file a claim.
Our team comes to you. Most residential properties are fully documented in a single 2 to 3 hour appointment.
Call us or book online. We confirm your appointment within 5 business days.
Our technician captures every room in complete 3D detail. Takes 45 to 90 minutes depending on property size.
Our FAA-licensed pilot surveys your full exterior and roof with high-resolution photography and FLIR thermal imaging.
Within 48 hours your complete documentation package is delivered to your secure client portal.
If you file a claim with us, we deploy your documentation immediately. No scrambling, no gaps, no pre-existing disputes.
Florida storm season does not wait. The best time to document your property is right now — before wind, water, or fire forces you to prove what you once had.
Real results for real Florida homeowners and business owners.
When a plumbing leak caused extensive water damage in my kitchen, I was stressed and overwhelmed. Progressive Public Adjusters assessed everything thoroughly, guided me through the process with real care, and fought for my best interest. My kitchen was restored faster than I ever expected.
I cannot express how grateful I am. After our home suffered significant water damage, I felt overwhelmed by the claims process. Their team guided me every step of the way, ensuring I received a fair settlement. Attentive, professional, and they truly fought for my rights.
Progressive Public Adjusters did an exceptional job from start to finish. After a hurricane damaged our commercial building, their expertise ensured a smooth process that got our tenants back to normal operation as quickly as possible. Highly recommend.
I want to thank Michael and the whole Progressive team for helping with my insurance claim. I really appreciate their diligence and professionalism throughout the entire process. They made what could have been a nightmare completely manageable.
Find answers to common questions about our public adjusting and pre-loss documentation services.
Have questions or ready to maximize your insurance settlement? Our team is here to help.
888-602-6551
Available Monday–Friday, 8am–6pm
Boynton Beach, FL 33473
Serving all of Florida
Book Online →
Free 30-minute consultation
Expert advice and industry insights to help you protect your property and maximize your claims.
Learn the tactics insurers use to minimize payouts and how working with a public adjuster protects your rights.
Read More →Prepare for Florida's storm season by creating a comprehensive record of your property before disaster strikes.
Read More →Discover secondary damage and long-term consequences that insurance adjusters often overlook or undervalue.
Read More →Time is of the essence with insurance claims. If your claim was denied or the settlement did not cover your actual losses, our experts can review your case at no cost and no obligation.
Progressive Public Adjusters LLC · FL License #W806551
Welcome to Progressive Public Adjusters LLC. By accessing or using our website and services, you agree to be bound by these Terms and Conditions.
Progressive Public Adjusters LLC provides licensed public adjusting services and property documentation including pre-loss documentation, photo/video recording, asset inventory reports, and insurance claim advocacy on behalf of policyholders in the State of Florida.
While we work diligently to maximize your insurance settlement, we do not guarantee insurance claim approval, denial reversal, or specific payout amounts. All final claim decisions are solely made by your insurance provider.
Clients must provide accurate and complete information regarding their property and loss, and agree to grant reasonable access to the property for inspection and documentation purposes.
Our public adjusting services operate on a contingency basis — we collect a fee only upon successful recovery of your claim settlement. For pre-loss documentation services, payment is due at booking and is non-refundable unless otherwise stated in writing.
All documentation, reports, scans, and imagery produced remain company property until services are paid in full. Upon full payment, a limited-use license is granted to the client for insurance claim filing and property records.
We implement administrative, technical, and physical safeguards to protect your documentation and personal information. No system is 100% secure and we cannot guarantee absolute data security.
To the fullest extent permitted by Florida law, Progressive Public Adjusters LLC shall not be liable for indirect, incidental, or consequential damages. Total liability shall not exceed the amount paid for the specific services giving rise to the claim.
Client agrees to indemnify and hold harmless Progressive Public Adjusters LLC from any claims arising from misuse of documentation or violation of these Terms.
We may engage trusted third-party vendors strictly to fulfill services. We are not responsible for third-party failures beyond our reasonable control.
We reserve the right to update these Terms at any time. Continued use of our services following any modification constitutes acceptance of the revised terms.
These Terms shall be governed by the laws of the State of Florida. Disputes shall be resolved in the appropriate courts of Palm Beach County, Florida.
Progressive Public Adjusters LLC · Boynton Beach, FL 33473
Phone: 888-602-6551
Email: Michael@progressivepublicadjusters.com · FL License #W806551
We collect personal information including your name, phone number, email address, and property details solely to provide our documentation and adjusting services.
Your information is used exclusively to fulfill your service request, communicate with you about your claim, and improve our services. We do not sell, rent, or trade your personal information to third parties.
Information may be shared with trusted service partners strictly as necessary to fulfill your requested services. All partners are bound by confidentiality obligations.
We implement administrative, technical, and physical safeguards to protect your data. All documentation files are stored in secure access-controlled cloud environments.
You may request access to, correction of, or deletion of your personal information at any time by contacting us at Michael@progressivepublicadjusters.com.
For privacy-related questions: Michael@progressivepublicadjusters.com · 888-602-6551
Progressive Public Adjusters LLC provides licensed public adjusting and property documentation services only. We do not provide legal advice, financial planning advice, or guarantee any specific insurance claim outcome.
While our team works diligently to document, negotiate, and advocate for the maximum settlement, all final claim decisions are solely determined by your insurance provider. Past results do not guarantee future outcomes.
Pre-loss documentation services provide a record of your property's condition. Thorough documentation significantly strengthens claim positions but does not guarantee coverage or specific settlement amounts.
Progressive Public Adjusters LLC operates under Florida Public Adjuster License #W806551, in compliance with applicable Florida statutes governing public adjusters.
All appointment cancellations or reschedule requests must be submitted at least 24 to 48 hours prior to your scheduled service appointment by phone at 888-602-6551 or email at Michael@progressivepublicadjusters.com.
Cancellations or no-shows with less than 24 hours notice may incur a fee to cover scheduling and equipment preparation costs. This fee will be communicated at time of booking.
We will make every reasonable effort to accommodate rescheduling requests at no additional charge when sufficient notice is provided.
For pre-loss documentation services paid in advance, fees are non-refundable once the appointment has been confirmed and equipment prepared. Public adjusting contingency fees are only collected upon successful settlement recovery — no upfront payment is required.
© 2026 Progressive Public Adjusters LLC · FL License #W806551